Finance Options
My Ride New Zealand now offers multiple third-party finance options for online consumers.
*Subject to in-store criteria.
+ | Afterpay | Qcard |
---|---|---|
Account limit | $1,000 | Pre-approved credit limit |
Interest free period | Always | 6 - 36 months |
Set up fee | Free | $55 |
Minimum payments | 25% per fortnight | 3% of outstanding balance per month |
Account fee | No fee | $50 annual fee |

AfterPay - Buy now, pay later!
Afterpay offers shoppers a simple and affordable payment plan for online shoppers. Split your purchase into four equal interest-free fortnightly payments.
All you need is:
- A New Zealand debit or credit card
- To be over 18 years of age
- To live in New Zealand
To use this service:
- Add your items to your bag and checkout as normal
- In checkout select Afterpay as your payment method
- Enter your details with Afterpay and you're done!
- Your payment schedule will be emailed to you
Other things to note:
- The funds for the first payment will need to be available at the time of checkout. If you are a new Afterpay customer, the first payment will be made at the time of purchase, with payments over the next 6 weeks.
- If you wish to return your items you can choose an exchange, or the payment plan can be cancelled.
- For information on late fees and the full terms and conditions of the Afterpay service, visit the Afterpay website.
Q MASTERCARD / Q CARD
Do what you love to do with a Q Mastercard and you can get up to 36 months INTEREST FREE on purchases over $200*, if you pay the full amount off by the end of the interest free period. All you need is 5 minutes to complete the online application form.
VIEW Q MASTERCARD TERMS & CONDITIONS
Disclaimer: *All Finance deals are carried out between the customer and the finance providers. My Ride acts as a facilitator between the two parties and is not the finance provider.
Interest free offers are currently unavailable for online purchases. However, you can use your Q Mastercard at checkout to enjoy 6 months of interest-free financing on any purchase.
Participating Stores

PayPal
Pay securely online at My Ride with PayPal. Select Paypal as your payment method at checkout.
Full PayPal terms and conditions here.