Finance Options
My Ride New Zealand now offers multiple third-party finance options for online consumers. Please see all our options below.
| + | Afterpay | Zip | Qcard |
|---|---|---|---|
| Account limit | $1,000 | $1,000 | Pre-approved credit limit |
| Interest free period | Always | Always | 6 - 36 months |
| Set up fee | Free | Free | $55 |
| Minimum payments | 25% per fortnight | 25% per fortnight | 3% of outstanding balance per month |
| Account fee | No fee | No fee | $50 annual fee |
OWN THE WAY YOU PAY WITH ZIP!
Zip gives you the freedom to own it today. No fuss, no wait, no worries.
- To be over 18 years of age
- To be a New Zealand citizen or permanent resident
- Have a NZ credit or debit card
To use this service
- Add your items to your bag and checkout as normal
- In checkout select Zip as your payment method
- Enter your details with Zip and you're done!
- Pay 25% up front and the rest over 3 interest free fortnightly payment
- For information on late fees and the full terms and conditions of the Zip Pay service, visit the website.
AfterPay - Buy now, pay later!
Afterpay offers shoppers a simple and affordable payment plan for online shoppers. Split your purchase into four equal interest-free fortnightly payments.
- A New Zealand debit or credit card
- To be over 18 years of age
- To live in New Zealand
To use this service:
- Add your items to your bag and checkout as normal
- In checkout select Afterpay as your payment method
- Enter your details with Afterpay and you're done!
- Your payment schedule will be emailed to you
Other things to note:
- The funds for the first payment will need to be available at the time of checkout. If you are a new Afterpay customer, the first payment will be made at the time of purchase, with payments over the next 6 weeks.
- If you wish to return your items you can choose an exchange, or the payment plan can be cancelled.
- For information on late fees and the full terms and conditions of the Afterpay service, visit the Afterpay website.
Q MASTERCARD / Q CARD
Do what you love to do with a Q Mastercard and you can get up to 36 months INTEREST FREE on purchases over $200*, if you pay the full amount off by the end of the interest free period. All you need is 5 minutes to complete the online application form.
VIEW Q MASTERCARD TERMS & CONDITIONS
Disclaimer: *All Finance deals are carried out between the customer and the finance providers. My Ride acts as a facilitator between the two parties and is not the finance provider.
Q Card - Terms and Conditions: *36 months interest free is available on on-store Long Term Finance (LTF) purchases only. Min spend $200. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. At end of interest free period, Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate of 27.99% p.a. applies. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate applies to Standard Purchases after 3 months (Q Mastercard 26.69% p.a. and Q Card 27.99% p.a.) Rates and fees correct as at date of publication, subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
PayPal
Pay securely online at My Ride with PayPal. Select Paypal as your payment method at checkout.
Full PayPal terms and conditions here.